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Richard, CFA, CMT, worked on Wall Street for over 30 years, most recently as a recognized equity analyst covering technology stocks. As a second career, he has become a professional tutor specializing in verbal skills including test prep. For most of his life, Richard has shown an unusual ability to connect with kids. His patient and encouraging approach to working with young people, based on sound psychological principals, teaches kids skills they will need to be successful in academics and in